Under Articles 436 – 445 of the Law of Contracts and Torts (“The Official Gazette of the Socialist Federal Republic of Yugoslavia”, Nos. 29/78, 39/85, 45/89 – Constitutional Court Decision, and 57/89, “The Official Gazette of the Federal Republic of Yugoslavia”, No. 31/93, and “The Official Gazette of Serbia and Montenegro”, No. 1/2003 – Constitutional Charter), hereinafter: „LCT“) and the Assignment Agreement, B2 Holding Kapital has become the title holder of mature outstanding receivables. As new creditor, B2 Holding Kapital has taken charge of the further debt collection procedure. According to the LCT, you should be informed of the assignment of receivables once a collection company takes over, however, your consent to the assignment is not necessary.