News

07.
08
2019.

How did my debt get assigned to B2 Holding Kapital?

Under Articles 436 – 445  of the Law of Contracts and Torts (“The Official Gazette of the Socialist Federal Republic of Yugoslavia”, Nos. 29/78, 39/85, 45/89 – Constitutional Court Decision, and 57/89, “The Official Gazette of the Federal Republic of Yugoslavia”, No. 31/93, and “The Official Gazette of Serbia and Montenegro”, No. 1/2003 – Constitutional […]

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07.
08
2019.

What repayment options can you offer?

When it comes to the payment of your debt, we aim to be flexible and adapt the payment as much as possible to your personal financial situation. If you are unable to pay the entire debt at once, we can agree on a payment plan. Furthermore, there is a possibility for partial debt write-off as […]

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07.
08
2019.

Can my account be unfrozen if I comply with the agreed payment plan?

Any collateral previously activated and any enforcement documents will be canceled following the payment of the debt in connection with which they were issued.

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07.
08
2019.

How much time does it take to unfreeze my account once the debt has been repaid?

B2 Holding Kapital takes necessary action as soon as the debt has been paid and sends a request to unfreeze the account to the relevant institutions – banks which froze your account as your prior creditors. When it comes to further steps, we encourage you to be patient as these institutions do not have legal […]

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07.
08
2019.

In the event the bank freezes my account, can my income legally protected from enforcement become subject to garnishment?

If your bank account is frozen, your income legally protected from enforcement may not be garnished.

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07.
08
2019.

What are the new costs and fees now that you have purchased the claims?

Once it purchases a claim, B2 Holding Kapital charges default interest. We do not assign any additional charges or fees to your debt.

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07.
08
2019.

Debt

An obligation of a natural or legal person (debtor) to pay something (usually money) to another person (creditor).

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07.
08
2019.

Transfer/assignment of claims

A claim is transferred or assigned from the current creditor (assignor) to a new creditor (assignee), while the debtor and the claim remain the same. An assignment may be done based on an agreement, law or court order.

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07.
08
2019.

Default legal interest

Legal or default interest is a sanction imposed against a debtor who is overdue with their payment obligation. The default interest rate is set by the law or other regulations. The creditor is entitled to default interest regardless of whether it sustained any damage as a result of debtor being in arrears.

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07.
08
2019.

Interest

A fee for the use of replaceable, movable assets — most often money — owned by others. The interest rate is expressed as a percentage and is deemed to be the price for the money or capital payable by the borrower or debtor for using the money, capital or other replaceable assets given to them.

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